Risk Analysis, Death(Objectives and capital and income adequacy), Disability (Objectives and capital and income adequacy), Estate Duty (liability and liquidity analysis, cover adequacy recommendations)
Financial Freedom (objective and goal setting, calculation and analysis of future values in line with objectives set)
Investment advice provided on meeting objectives highlighted in Financial Freedom analysis.
Financial Planning Review (Annual or Bi-Annual Review)
Review of initial financial planning analysis
Monitoring of objectives set in initial analysis
Update of policies and investments
Implementation of any changes
Estate Planning (Annually)
Analysis of existing Last Will and Testament
Update of Last Will and Testament
Review of Letter of Wishes to Trustees of Testamentary Trust
Intermediary Service
Risk and Investment Product placement at zero commission or fee charge levied by the Product Provider
Cost
Financial Planning Analysis - R9000 + VAT
Financial Planning Review - R6000 + VAT
Estate Planning Initial Review - R4500 + VAT
Intermediary Service – R2000 per hour + VAT
All other services and interactions including telephone calls and e-mail correspondence billed at R1750 + VAT per hour or a portion thereof subject to a minimum 15 minute charge.
Alternative Retainer Plan
R2000 (VAT Inclusive) pm via debit order.
Includes, Initial Financial Planning Analysis, an Annual Review, Estate Planning Initial Review, any intermediary service performed.
All other services and interactions including telephone calls and e-mail correspondence billed at a reduced rate of R800 per hour with the first two hours of cumulative billable time at no charge.
